Tag: credit

Buying a fresh car is among the largest purchases a lot of people make within their lives.Therefore, it really is worth taking care and making certain the deal you obtain is the greatest possible.FinancingIf you should obtain credit to invest in the purchase of the automobile, you ought to know that the financing provided by the dealer is frequently not the very best deal you will get.If you check around for loans you can find financing at a far greater rate...

Most buyers of new cars are probably familiar with lemon laws, which allow consumers a refund or replacement when their car turns out to be faulty.These laws generally cover leased cars as well as purchased ones, and they've worked well as a consumer protection tool.Regrettably, no such laws exist for used cars, and buyers should be careful when buying them.Many car dealers offer"certified used cars" that come with some kind of guarantee, but most independent used car dealers don't...

Buying a new car from the dealership leaves you open to dealership scams, but what about if you will need to refinance your auto loan? A number of the scams are exactly the same as you may encounter when purchasing a car.Here are the top tips for preventing any of the refinance scams that dealerships induce you through.* Get your credit rating and bring it with you to the dealership* Do not pay a cash deposit to your financing because if the deal goes bad, you can not get your deposit back* Do not apply for a car loan until you have been employed for at least 6 months if you are a recent college graduate* Apply for your loan online so you can avoid getting ripped off* learn how to repair your credit before applying for financing...

Car Dealers have numerous ways to scam a possible buyer.Let's continue examining a few of them so that you understand what to look out for when making your next automobile purchase:The Credit Score ScamThis scam is ridiculous at best.That is when the finance manager tells you your credit rating is lower than it actually is so that they can get you for higher interest rates.This scam is pulled on everyone; bad or good credit...